Mortgage

For those contemplating whether to buy a home or not, understanding how a slight shift in mortgage rates can impact your purchasing power is crucial. The 30-year fixed mortgage rate has fluctuated between 6% and 7% in the current year, making it ...

CalHFA “Dream for All” 貸款 20%無息首付幫你完成置業夢🏡 （截至2023年4月8日）CalHFA宣布，"Dream For All"房貸計劃即將暫停，因為所有可用的資金，有機會在2023年4月10日或之前全部用盡。為了確保從該計劃中獲得貸款，利率必須在2023年4月12日 下午3點前 (PST) 鎖定，或在資金用盡之前完成。否則，該貸款申請者將無法獲得資助。 此外，CalHFA意識到一些購房者在完成Homebuyer ...

(As of April 7, 2023) CalHFA, the California Housing Finance Agency, has announced that its Dream For All Shared Appreciation Loan program's fund have been reserved. Today is the last day to complete locking in the rates, or when the funds are ...

Are you in the process of applying for a mortgage? Congratulations! This is an exciting time in your life, but it's important to be cautious with your financial decisions. Here are five things to avoid after applying for a mortgage to help ensure a ...

貸款前做好這個準備 助你輕鬆入手心儀房產! 詳細了解預批核(pre-approval)與信貸核准(credit underwriting approval)的差異性，購入心儀房屋從此不是難事。從事Wells Fargo的Annie Yan為我們分析各項差異性，確保各位買家做出明智的選擇。

Pre-approval Letter vs. Credit Underwriting Pre-approval is a quick and easy process where clients fill out an online application, including information on their income, assets, and credit profile. The system generates an "approval letter" without ...

Housing markets have been slowing down this year as mortgage interest rates continue to rise. The average 30-year fixed rate hit 7% earlier in October, and it's now back down into the high 6s after briefly rising over that level for one month last ...

How Down Payment Assistance Opens the Door to Homeownership Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market. However, a recent survey by Sparks ...

The Reason Mortgage Rates Are Projected to Increase and What It Means for You We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has ...

Will Low Mortgage Rates Continue through 2021? With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. ...

Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they ...

For many Americans, one of those common goals is owning a home: a piece of land, a roof over our heads, and a place where we can grow and flourish. If you’re dreaming of buying a home this year, start by connecting with a local real ...

There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with ...

December 30, 2020, 11:21 am By Julia Falcon U.S. pending home sales slid for the third consecutive month in November, dropping 2.6% from October, according to a report from the National Association of Realtors. ...

The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real estate to continue showing such promise? Here’s what four experts have to say about the year ...

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the ...

Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research ...

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large ...

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. ...