Mortgage

CalHFA -

CalHFA - "Dream For All" Provides a 20% Interest-Free Down payment to Help You Achieve your Dream of Homeownership

CalHFA “Dream for All” 貸款 20%無息首付幫你完成置業夢🏡 (截至2023年4月8日)CalHFA宣布,"Dream For All"房貸計劃即將暫停,因為所有可用的資金,有機會在2023年4月10日或之前全部用盡。為了確保從該計劃中獲得貸款,利率必須在2023年4月12日 下午3點前 (PST) 鎖定,或在資金用盡之前完成。否則,該貸款申請者將無法獲得資助。 此外,CalHFA意識到一些購房者在完成Homebuyer ...

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Credit underwriting - help you win the bid!

Credit underwriting - help you win the bid!

貸款前做好這個準備 助你輕鬆入手心儀房產! 詳細了解預批核(pre-approval)與信貸核准(credit underwriting approval)的差異性,購入心儀房屋從此不是難事。從事Wells Fargo的Annie Yan為我們分析各項差異性,確保各位買家做出明智的選擇。

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Credit underwriting - help you win the bid!

Credit underwriting - help you win the bid!

Pre-approval Letter vs. Credit Underwriting Pre-approval is a quick and easy process where clients fill out an online application, including information on their income, assets, and credit profile. The system generates an "approval letter" without ...

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Will Mortgage Rates Come Down in 2023?

Will Mortgage Rates Come Down in 2023?

Housing markets have been slowing down this year as mortgage interest rates continue to rise. The average 30-year fixed rate hit 7% earlier in October, and it's now back down into the high 6s after briefly rising over that level for one month last ...

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Will Low Mortgage Rates Continue through 2021?

Will Low Mortgage Rates Continue through 2021?

Will Low Mortgage Rates Continue through 2021? With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. ...

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Should I Wait for Lower Mortgage Interest Rates?

Should I Wait for Lower Mortgage Interest Rates?

Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they ...

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Things to Avoid after Applying for a Mortgage

Things to Avoid after Applying for a Mortgage

There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with ...

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Four Expert Views on the 2021 Housing Market

Four Expert Views on the 2021 Housing Market

The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real estate to continue showing such promise? Here’s what four experts have to say about the year ...

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Knowledge Is Power on the Path to Homeownership

Knowledge Is Power on the Path to Homeownership

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the ...

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The Do’s and Don’ts after Applying for a Mortgage

The Do’s and Don’ts after Applying for a Mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large ...

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 The Difference a Year Makes for Homeownership

The Difference a Year Makes for Homeownership

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. ...

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Winning as a Buyer in a Sellers’ Market

Winning as a Buyer in a Sellers’ Market

Some Highlights Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips ...

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