Common Mistakes First-Time Homebuyers Make: A Comprehensive Guide
The journey to homeownership is filled with excitement, anticipation, and dreams of a perfect abode. However, for first-time homebuyers, this path can also be strewn with pitfalls. By being aware of common mistakes, you can navigate the home buying ...
Posted by Tracy Tang on August 18, 2023 in Educational
Real Estate Market Analysis: Uncovering Hidden Gems in Bay Area/East Bay California
As the heartbeat of innovation and cultural diversity, the Bay Area/East Bay California offers an exciting real estate landscape that continues to evolve.
For homebuyers and investors seeking opportunities in this dynamic region, understanding how ...
Posted by Tracy Tang on July 31, 2023 in Educational
Renting vs. Buying a Home: Making the Right Choice for Your Future
When it comes to finding a place to call home, the decision between renting and buying is one of the most critical choices many of us will make. Both options have their unique advantages and disadvantages, making it essential to understand the ...
Posted by Tracy Tang on July 17, 2023 in Educational
Navigating Interest Rate Fluctuations: Tips for Maximizing Loan Opportunities
We'll be discussing some valuable tips to help you navigate interest rate fluctuations in the real estate market. We are also joined by a special guest from Wells Fargo, Annie, who will share insights about their reprice policy.
Understanding the ...
Posted by Tracy Tang on July 11, 2023 in Educational
Discover luxury living in Top Rated Mission San Jose School District
📍 256 Firefly Terrace, Fremont, CA 94539🏡 3-story Residential Detached | 🏠 2,114 SQFT🛏 4 BED | 🛁 3.5 BATH | 🚗 2 GAR | 🏠 Built in 2019ASKING $1,699,000
Offering an array of luxurious features, this hidden gem presents a ...
Posted by Tracy Tang on June 30, 2023 in Pending
The Ultimate Guide to New Buyer Consultation: Meeting Your Needs, Wants, and Timelines in Today's Real Estate Market
Embarking on your real estate journey as a new buyer can be exciting and overwhelming. At Tracy Tang Team, we understand the significance of making informed decisions. That's why our first step with new buyers is the new buyer consultation.
Posted by Tracy Tang on June 26, 2023 in Educational
The Importance of Your Credit Score in the Homebuying Process
When it comes to purchasing a home, understanding the significance of your credit score is crucial. Your credit score directly affects your eligibility for a home loan and has an impact on the mortgage rate you can secure.This blog post will ...
Posted by Tracy Tang on June 23, 2023 in Educational
Essential Tips to Avoid Being Topped Up in Homebuying
Are you planning to buy a home? It's an exciting journey, but it's crucial to stay within your budget to avoid unnecessary financial stress. To help you make informed decisions and ensure a smooth home buying experience, we've compiled a list of ...
Posted by Tracy Tang on June 16, 2023 in Educational
Unlocking the Impact of Changing Mortgage Rates: How Even a Small Difference Can Affect Your Finances
For those contemplating whether to buy a home or not, understanding how a slight shift in mortgage rates can impact your purchasing power is crucial. The 30-year fixed mortgage rate has fluctuated between 6% and 7% in the current year, making it ...
Posted by Tracy Tang on April 18, 2023 in Educational
SOLD - Meticulously Maintained 5 Bedroom Home with Upgrades Galore in Desirable Five Canyons Community
📍 25515 Crestfield Circle, Castro Valley, CA 94552🏡 2-story Residential Detached | 🏠 2,992 SQFT🛏 5 BED | 🛁 3 BATH | 🚗 3 GAR | 🏠 10,607 SQFT LOT3D VIRTUAL TOUR
Looking for your dream family home? Look no further than this ...
Posted by Tracy Tang on April 17, 2023 in Sold
The Truth About Closing Costs: What Every Homebuyer Needs to Know
If you're in the process of buying a home, you've likely heard the term "closing costs" thrown around. But what exactly are closing costs, and how much should you expect to pay? In this blog post, we'll explore some important facts about closing ...
Posted by Tracy Tang on April 10, 2023 in Educational
Condo or House? Why You Should Add Condos to Your Home Search Checklist
If you're on the hunt for your first home, or simply looking for a change, it's worth considering the often-overlooked option of condominiums, or condos. Not only do they provide more options in your home search and potentially fit within your ...
Posted by Tracy Tang on March 23, 2023 in Educational
CalHFA - "Dream For All" Provides a 20% Interest-Free Down payment to Help You Achieve your Dream of Homeownership
CalHFA “Dream for All” 貸款 20%無息首付幫你完成置業夢🏡
（截至2023年4月8日）CalHFA宣布，"Dream For All"房貸計劃即將暫停，因為所有可用的資金，有機會在2023年4月10日或之前全部用盡。為了確保從該計劃中獲得貸款，利率必須在2023年4月12日 下午3點前 (PST) 鎖定，或在資金用盡之前完成。否則，該貸款申請者將無法獲得資助。
Posted by Tracy Tang on March 17, 2023 in Educational
Maximizing Your Mortgage Approval Chances: 5 Actions to Avoid After Applying for a Mortgage
Are you in the process of applying for a mortgage? Congratulations! This is an exciting time in your life, but it's important to be cautious with your financial decisions. Here are five things to avoid after applying for a mortgage to help ensure a ...
Posted by Tracy Tang on March 9, 2023 in Educational
4019 Lambert Way: Your Perfect Dream Home with Low APR, 4.75% Qualification, and a Great Loan Package
Are you looking for a stunning new home to call your own? Look no further than 4019 Lambert Way, Hayward! Now offering a fantastic loan package with an APR of 4.8% and 4.75% interest rate. With 30-year fixed financing and the ability to loan up to ...
Posted by Tracy Tang on March 7, 2023 in Interest Rates
Smart Homebuying: 5 Crucial Questions to Ask Before Investing in Your Dream Home
Looking to buy a home? Here's what you need to consider
Buying a home is one of the biggest investments you'll ever make, and it's important to do it right. Before taking the plunge, ask yourself these crucial questions to ensure you're making a ...
Posted by Tracy Tang on March 1, 2023 in Educational
Credit underwriting - help you win the bid!
詳細了解預批核(pre-approval)與信貸核准(credit underwriting approval)的差異性，購入心儀房屋從此不是難事。從事Wells Fargo的Annie Yan為我們分析各項差異性，確保各位買家做出明智的選擇。
Posted by Tracy Tang on February 28, 2023 in Educational
Credit underwriting - help you win the bid!
Pre-approval Letter vs. Credit Underwriting
Pre-approval is a quick and easy process where clients fill out an online application, including information on their income, assets, and credit profile. The system generates an "approval letter" without ...
Posted by Tracy Tang on February 21, 2023 in Educational
SOLD! Spacious Upgraded Detached home under $700K for retirement in Sacramento
📍1474 Cedarbrook Road West Sacramento, CA 95691🏡 2 Storey Detached House🛏 5 BEDS | 🛁 3.5 BATH | 🚗 2 GAR🏠 2,918 sqft | LOT 5227 sqft💵 SOLD $640,000MLS# ...
Posted by Tracy Tang on February 16, 2023 in Sold
Ready to Buy a Home for marriage? Don't Miss These Asset Protection Tips from Attorney Wang!
Buying real estate together is a big milestone for couples, but do you know how unmarried and married house buyers differ when it comes to their rights over the property? Attorney Wang has all your answers on how best protect the assets in this ...
Posted by Tracy Tang on February 10, 2023 in General