Deciding on Homeownership: Essential Questions and Key Considerations for Buyers
Are You Ready to Buy a Home? Top Questions to Consider
Embarking on the homeownership journey can be a mix of exhilaration and apprehension. With ever-evolving housing market conditions and personal financial considerations playing a role, ...
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Posted by Tracy Tang on September 18, 2023 in Educational
Common Mistakes First-Time Homebuyers Make: A Comprehensive Guide
The journey to homeownership is filled with excitement, anticipation, and dreams of a perfect abode. However, for first-time homebuyers, this path can also be strewn with pitfalls. By being aware of common mistakes, you can navigate the home buying ...
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Posted by Tracy Tang on August 18, 2023 in Educational
What should be done if the trustee becomes ill or passes away?
💥如果信托管理人生病或過世該怎麽辦🔍?
不說不知,信托文件中是可指定其他後備受信托人✅。萬一信托的管理人出現特殊情況下,不能繼續管理信托🙅,後備受信托人將根據信托文件的指示接管信托的管理📜。
如果信托文件中沒有指定的後備受托人或後備受信托人也不能管理信托的情況下⛔,信托亦設有選拔信托人的機制去保護所有遺產及房屋💰。
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Posted by Tracy Tang on August 15, 2023 in Educational
Analyzing the Disposition of Globally Distributed Estates with a Trust Attorney
王律師和你分析如何處置分佈全球遺產!!🔍
早前,Coco Lee 李玟突然離世,雖然她的丈夫Bruce已經表明不會參與財產分配🙅,但我們也可以從事件中了解更多關於,分佈在世界各地的資產🌎,或者有不同國藉身份的人士,在離世後,遺產應該如何分配處置💰。
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Posted by Tracy Tang on July 31, 2023 in Educational
Navigating Interest Rate Fluctuations: Tips for Maximizing Loan Opportunities
We'll be discussing some valuable tips to help you navigate interest rate fluctuations in the real estate market. We are also joined by a special guest from Wells Fargo, Annie, who will share insights about their reprice policy.
Understanding the ...
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Posted by Tracy Tang on July 11, 2023 in Educational
The Ultimate Guide to New Buyer Consultation: Meeting Your Needs, Wants, and Timelines in Today's Real Estate Market
Embarking on your real estate journey as a new buyer can be exciting and overwhelming. At Tracy Tang Team, we understand the significance of making informed decisions. That's why our first step with new buyers is the new buyer consultation.
In ...
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Posted by Tracy Tang on June 26, 2023 in Educational
The Importance of Your Credit Score in the Homebuying Process
When it comes to purchasing a home, understanding the significance of your credit score is crucial. Your credit score directly affects your eligibility for a home loan and has an impact on the mortgage rate you can secure.This blog post will ...
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Posted by Tracy Tang on June 23, 2023 in Educational
Essential Tips to Avoid Being Topped Up in Homebuying
Are you planning to buy a home? It's an exciting journey, but it's crucial to stay within your budget to avoid unnecessary financial stress. To help you make informed decisions and ensure a smooth home buying experience, we've compiled a list of ...
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Posted by Tracy Tang on June 16, 2023 in Educational
The Essential First-Time Homebuyer's Handbook: Unlocking Success in the Real Estate Market
Purchasing your first home is an exciting milestone, but it comes with its challenges. In a housing market characterized by tight inventory, rising prices, and increasing student debt, first-time homebuyers need to be well-prepared. This blog post ...
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Posted by Tracy Tang on June 10, 2023 in Educational
Considerations for Buying or Selling an Estate Property!
💥👀買賣遺產房的注意事項!!!
🏡房屋沒有在事前做好遺產分配,那留下給後代的只有很多的不便煩惱😵。在加州,當後代出售遺產房的時候沒有遺產信託或其他的遺產分配證明📝,那出售遺產房前必須經由法院審批遺產分配的方式💬,而所需時間亦非常耗時🕐。所以,房產擁有人應在事前訂下遺產細節✅,避免為後人帶來不必要的煩惱。
另外,買方亦需留意購入沒有遺產信託或其他的遺產分配證明的遺產房💥。因為如該遺產房沒有遺產分配的細節,而後代也是不知情的情況下,日後房屋出了問題也必須由買家承擔責任🥶。
有關買賣遺產房的詳細資訊,可聯繫我們團隊📲,我們必盡力為你提供有關資訊!
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Posted by Tracy Tang on June 6, 2023 in General
Can a TOD (Transfer on Death) Deed be a zero-cost alternative to a trust?
TOD DEED 可以零成本代替信托🗯️?
TOD DEED (Transfer on Death Deed) 是其中一種遺產分配方式📝,財產擁有人可在生前決定過世後的遺產分配,而這方式亦不需金錢、時間和泄露隱私成本的情況下進行✅。但在美國不是每一個州都充許市民利用TOD DEED去管理遺產🙅。此外,TOD DEED ...
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Posted by Tracy Tang on May 30, 2023 in Educational
Decoding Home Inspections: Exploring Types and Why They Matter
When it comes to purchasing a home, knowledge is power. One essential aspect of the home buying process is a thorough home inspection. In this blog post, we will delve into the world of home inspections, exploring the different types of ...
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Posted by Tracy Tang on May 24, 2023 in Educational
Affordability Solutions: 3 Creative Ways to Overcome Today's Housing Market Challenges
The housing market is becoming increasingly challenging for many Americans, with rising property prices and stiff competition from other buyers. If you're struggling to find an affordable home, don't give up hope! There are still ways to achieve ...
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Posted by Tracy Tang on May 3, 2023 in Educational
Tax Tips! How to File Taxes When You Have a Trust?
報稅TIPS✨! 設立信托時應如何報稅🔍?
在報稅季節,不少擁有信托的市民都不太清楚如何為信托內的資產報稅🤔。規範上,不同類型的信托有著不同報稅的方式📝。要了解那一種報稅方式適合自己的信托✅,馬上觀看王琳律師為我們講解信托報稅的相關資訊📽️!
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Posted by Tracy Tang on April 19, 2023 in Educational
Unlocking the Impact of Changing Mortgage Rates: How Even a Small Difference Can Affect Your Finances
For those contemplating whether to buy a home or not, understanding how a slight shift in mortgage rates can impact your purchasing power is crucial. The 30-year fixed mortgage rate has fluctuated between 6% and 7% in the current year, making it ...
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Posted by Tracy Tang on April 18, 2023 in Educational
Turn Your Tax Refund into Your Dream Home - How your Tax Refund can help your home buying dreams
Are you planning to buy a home this year but struggling to save up for the expenses involved? The good news is that your tax refund can come in handy and help you achieve your homebuying goals. Here are some tips to make the most of your tax refund ...
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Posted by Tracy Tang on April 13, 2023 in Educational
Is placing assets into a trust an effective way to avoid estate taxes or are there additional taxes that must be paid?
資產放信托避遺產稅或須繳付額外稅項🤔?
在美國,遺產超過一定限額😵,資產擁有人必須付出高達40%的聯邦遺產稅💸,這是不少高資產人士的一大煩惱。為了避免付上額外的遺產稅,有市民會選擇將部分遺產放到不可撤銷信託裡🔍。但由於有些資產具有增值能力,放到信託內更容易導致繳付更多稅項😢。為了更清楚明白如何使用託裡避開遺產稅,我們請到王琳律師為大家分析有關細節,使日後安排更放心👍!
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Posted by Tracy Tang on April 10, 2023 in Educational
The Truth About Closing Costs: What Every Homebuyer Needs to Know
If you're in the process of buying a home, you've likely heard the term "closing costs" thrown around. But what exactly are closing costs, and how much should you expect to pay? In this blog post, we'll explore some important facts about closing ...
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Posted by Tracy Tang on April 10, 2023 in Educational
Just Sold: Owning this stunning property in San Lorenzo with the help of CalHFA 20% Assistance Program
Click Here to get your Home Valuation
Want more professional advice on buying houses or listing your home in San Francisco Bay Area? Contact Tracy Tang Team for more exclusive info:
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Posted by Tracy Tang on March 31, 2023 in Sold
Surrendering the Usage Rights of the Property Might Lead to Better Protection of the Property
放棄財產使用權反而會令財產獲得保護?
不可撤銷信託可以通過放棄財產使用權而保護自身的房產,避免債權人強迫利用信託財產清還債務。而當中一些附帶條件和細則必須遵守才可發揮信託最大保護。請王琳律師為大家探討信托附帶條件及細則,給房產得到最佳保障!
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Posted by Tracy Tang on March 28, 2023 in General