Buyer Tips

TOD DEED 可以零成本代替信托🗯️? TOD DEED (Transfer on Death Deed) 是其中一種遺產分配方式📝，財產擁有人可在生前決定過世後的遺產分配，而這方式亦不需金錢、時間和泄露隱私成本的情況下進行✅。但在美國不是每一個州都充許市民利用TOD DEED去管理遺產🙅。此外，TOD DEED ...

When it comes to purchasing a home, knowledge is power. One essential aspect of the home buying process is a thorough home inspection. In this blog post, we will delve into the world of home inspections, exploring the different types of ...

The housing market is becoming increasingly challenging for many Americans, with rising property prices and stiff competition from other buyers. If you're struggling to find an affordable home, don't give up hope! There are still ways to achieve ...

報稅TIPS✨! 設立信托時應如何報稅🔍? 在報稅季節，不少擁有信托的市民都不太清楚如何為信托內的資產報稅🤔。規範上，不同類型的信托有著不同報稅的方式📝。要了解那一種報稅方式適合自己的信托✅，馬上觀看王琳律師為我們講解信托報稅的相關資訊📽️!

For those contemplating whether to buy a home or not, understanding how a slight shift in mortgage rates can impact your purchasing power is crucial. The 30-year fixed mortgage rate has fluctuated between 6% and 7% in the current year, making it ...

Are you planning to buy a home this year but struggling to save up for the expenses involved? The good news is that your tax refund can come in handy and help you achieve your homebuying goals. Here are some tips to make the most of your tax refund ...

資產放信托避遺產稅或須繳付額外稅項🤔? 在美國，遺產超過一定限額😵，資產擁有人必須付出高達40%的聯邦遺產稅💸，這是不少高資產人士的一大煩惱。為了避免付上額外的遺產稅，有市民會選擇將部分遺產放到不可撤銷信託裡🔍。但由於有些資產具有增值能力，放到信託內更容易導致繳付更多稅項😢。為了更清楚明白如何使用託裡避開遺產稅，我們請到王琳律師為大家分析有關細節，使日後安排更放心👍!

If you're in the process of buying a home, you've likely heard the term "closing costs" thrown around. But what exactly are closing costs, and how much should you expect to pay? In this blog post, we'll explore some important facts about closing ...

     Click Here to get your Home Valuation    Want more professional advice on buying houses or listing your home in San Francisco Bay Area? Contact Tracy Tang Team for more exclusive info: Follow us:    ...

放棄財產使用權反而會令財產獲得保護? 不可撤銷信託可以通過放棄財產使用權而保護自身的房產，避免債權人強迫利用信託財產清還債務。而當中一些附帶條件和細則必須遵守才可發揮信託最大保護。請王琳律師為大家探討信托附帶條件及細則，給房產得到最佳保障!

If you're on the hunt for your first home, or simply looking for a change, it's worth considering the often-overlooked option of condominiums, or condos. Not only do they provide more options in your home search and potentially fit within your ...

(As of April 7, 2023) CalHFA, the California Housing Finance Agency, has announced that its Dream For All Shared Appreciation Loan program's fund have been reserved. Today is the last day to complete locking in the rates, or when the funds are ...

近年不少市民考慮將自身房產放在有保障的信托裡，但很多人誤解了貸款房屋不能放在信托的事實。王琳律師繼續為大家解開更多信托的疑點，令你們可以及早計劃信托事宜。

投資房產原意是為未來生活得到更好保障，但長期醫療護理成本高昂，有機會侵蝕我們的房產。如何有效避免高昂醫療成本侵蝕我們的房產，為你愛的人和愛你的人的生活更有保障? 請王琳律師為大家講解白卡信托如何為你安心地保護你的房產。

Are you in the process of applying for a mortgage? Congratulations! This is an exciting time in your life, but it's important to be cautious with your financial decisions. Here are five things to avoid after applying for a mortgage to help ensure a ...

Are you looking for a stunning new home to call your own? Look no further than 4019 Lambert Way, Hayward! Now offering a fantastic loan package with an APR of 4.8% and 4.75% interest rate. With 30-year fixed financing and the ability to loan up to ...

你需知的分手情侶產權分配問題! 及早安排房產信托細節，對自身應有財產更有保障。王琳律師為我們細訴未婚情侶買房注意事項。

As the real estate market continues to grow, the increase in interest rates has become a common concern among buyers. With the help of Annie from Wells Fargo, we can understand the difference between Jumbo Loans and Conforming High Balance Loans and ...

Looking to buy a home? Here's what you need to consider Buying a home is one of the biggest investments you'll ever make, and it's important to do it right. Before taking the plunge, ask yourself these crucial questions to ensure you're making a ...